With Allianz Travel’s Car Hire Excess Insurance, you benefit from optimal protection every time you rent a vehicle. Whether you hire a car for a city break, a campervan for an extended road trip or a motorhome for a family holiday, you can enjoy your journey with complete peace of mind, without worrying about high excess charges in the event of damage. Car Hire Excess Insurance, also know as Collision Damage Waiver for rental vehicles, reimburses the contractual excess charged to you by the rental company if the vehicle is damaged. In addition, damage to tyres, glass and plastic windows, the underbody and the roof is also covered.
Car Hire Excess Insurance
Comprehensive protection for your rental vehicle – worldwide and with no excess risk.
Our cover options for you:
Secure Rent
Passenger car
Cars with a maximum of nine seats including the driver.
Assumption of the costs of the contractually owed excess due to damage to the hire vehicle.
Per rental day CHF 8
+ Collision damage waiver for rental vehicles
+ Tyres
+ Glass and synthetic windows
+ Unterbody
+ Roof
Secure Rent
Camper
Motorhomes, campervans, caravans, camping-homes and minibuses (exhaustive list). Assumption of the costs of the contractually owed excess due to damage to the hire vehicle.
Per rental day CHF 12
+ Collision damage waiver for rental vehicles
+ Tyres
+ Glass and synthetic windows
+ Unterbody
+ Roof
Protected everywhere with Car Hire Excess Insurance
Car Hire Excess Insurance, also known as Rental Vehicle Excess Reimbursement Insurance, protects you against more than just the standard excess. It also covers areas that often result in additional costs and are not always fully covered by the rental company’s insurance. When driving on unpaved roads, in mountainous regions or in the event of stone-chip damage, unexpected costs can quickly arise which you may otherwise have to bear yourself. With Allianz Travel’s Car Hire Excess Insurance, you are protected worldwide, whether you are travelling in Europe, North America, Oceania or elsewhere around the globe.
Your benefits at a glance
- Worldwide insurance cover
- Cover for the contractual rental excess
- Protection for tyres, glass, underbody and roof
- Pay only for the days you rent
- Daily rates from CHF 8 (car) and CHF 12 (campervan)
- Easy to arrange, with no complicated paperwork
- Ideal for both business and leisure travel with a rental vehicle
Included assistance services and important information about Car Hire Excess Insurance
The insurance cover is valid worldwide.
The insurance cover is valid within the rental period specified in the rental contract.
Taxis, driving school vehicles and vehicles within the scope of car sharing models (such as Mobility, etc.).
The sums insured under the insurance benefits apply per case or per event.
The specifically insured events and benefits as well as exclusions or limitations of our insurance policies are described in detail in the General terms and conditions of insurance (GTC).
Secure Rent Car: Passenger cars with a maximum of nine seats, including the driver.
Secure Rent Camper: Motorhomes, campervans, recreational vehicles (RVs), camping vans and minibuses (exhaustive list).
Why is Car Hire Excess Insurance worthwhile?
When renting a vehicle, rental companies usually include a basic insurance policy. However, this often comes with a high excess, which can amount to several thousand Swiss francs or euros depending on the country and vehicle type. In the event of damage, you are responsible for paying this amount yourself. Certain parts of the vehicle, such as tyres, the underbody, the roof and glass components, are often not covered by standard rental vehicle insurance. Damage to these areas can occur easily, particularly when driving on gravel roads, camping away from paved routes or as a result of stone chips. Without additional cover, you may have to pay these costs yourself.
Car Hire Excess Insurance for Motorhomes and Campervans
When travelling in a motorhome, campervan or minibus, the excess is often significantly higher than for a standard passenger car. In addition, these vehicles are larger, more difficult to manoeuvre and more prone to damage to the roof (e.g. from low branches or height restrictions) or the underbody (e.g. from uneven surfaces or kerbs). With Secure Rent Camper, you are optimally protected against these specific risks. For just CHF 12 per rental day, we reimburse the excess and provide additional cover for damage to: Tyres, Glass and plastic Windows, Underbody, Roof.
Who is Car Hire Excess Insurance suitable for?
Car Hire Excess Insurance is ideal if you:
- regularly or occasionally rent vehicles,
- want protection against high excess charges,
- travel in a campervan or motorhome,
- are planning a leisure or business trip with a rental vehicle,
- are travelling in countries where rental excesses are high, such as the United States, Canada or Australia.
Frequently Asked Questions - FAQs about
Car Hire Excess Insurance
Car Hire Excess Insurance reimburses the contractual excess charged to you by the rental company if the vehicle is damaged. In addition, damage to tyres, glass and plastic windows, the underbody and the roof is also covered.
Yes, Car Hire Excess Insurance is valid worldwide, regardless of the country in which you rent the vehicle.
Car Hire Excess Insurance is valid for the entire rental period specified in the rental agreement. You pay only for the days on which the vehicle is actually rented.
Yes, Car Hire Excess Insurance should ideally be taken out before the start of the rental period.
While the rental company’s collision damage waiver (CDW) generally covers major damage to the vehicle, it often includes a high excess (e.g. CHF 1'500 to CHF 3'000 or more). In addition, tyres, glass, the underbody and the roof are frequently excluded from cover. Car Hire Excess Insurance is specifically designed to close these gaps in protection.
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Allianz Travel Switzerland (formerly Allianz Global Assistance and ELVIA) is part of the Allianz Partners Group, one of the world’s leading providers of travel cancellation insurance as well as travel protection and assistance services. The Allianz Partners Group supports its customers around the globe with more than 22'600 employees across five continents and a network of over 900'000 specialists, available 24/7, 365 days a year. Allianz Travel offers individual travellers insurance for couples or families, and assistance solutions that are tailor-made to your personal requirements. Annual travel insurances are comprehensive plans and offer immediate help in case of emergency. Decades of experience in providing insurance cover and assistance services from a single source are among the company’s greatest strengths. That is why our customers place their trust in our expertise and immediate support.
Swiss 24-hour emergency call centre friendly and professional. Telemedical consultations and medical assistance around the clock worldwide in the event of illness or accident. Trip cancellation insurance unbureaucratic and customer-oriented. Accident and breakdown assistance in Switzerland and throughout Europe. High sums insured including assumption of health care costs abroad up to CHF 1 million. Travel baggage coverage including cover for cameras, laptops and sports equipment. Travel insurance from Allianz Travel protects you against the consequences of unplanned events and ensures that you can enjoy your holiday carefree.