Assumption of costs incurred due to damage to the vehicle rented by the insured person and invoiced in the form of the deductible for rental vehicles.
Area of validity
The insurance cover is valid worldwide.
Maximum trip duration
The insurance cover is valid within the rental period specified in the rental contract.
Sums insured
The sums insured under the insurance benefits apply per case or per event.
Not insured vehicles
Taxis, driving school vehicles and vehicles within the scope of car sharing models (such as Mobility, etc.). 
General terms and conditions
The specifically insured events and benefits as well as exclusions or limitations of our insurance policies are described in detail in the General terms and conditions of insurance (GTC).

Would you like to know more?

Allianz Travel excess insurance replaces the excess charged to you by a rental car company, be it with a passenger car up to nine seats, a motorhome or camper in the event of a claim. Additionally insured are the costs charged by the rental firm for damages caused to tyres, glass and synthetic windows, underbody and roof.
If the policyholder has not yet reached the age of 18, the insurance must be taken out by an adult (e.g. parent). The minor must be declared as "insured person".
Inspiration
Whether you decide on an action-packed city break, a relaxing beach holiday or an exotic tour, you can find the relevant information for each option. How you should prepare depends on the type of holiday you are planning. We provide you with everything you need to know about the relevant type of holiday.
Travel safty
Among all the anticipation of your long-awaited summer break, the risk of incidents is not to be underestimated. Our ten tips will help you avoid holiday frustration and will tell you exactly what to look out for in the event of an incident.

 
Preparing your trip
To help you be properly prepared for your trip, we have put together a clearly laid-out checklist with the key points that you can download as a PDF and, if you wish, print out. You can also find important information and our advice for travelling safely abroad.
 

Allianz Travel offers individual travelers insurance for couples or families, and assistance solutions that are tailor-made to your personal requirements. Annual travel insurances are comprehensive plans and offer immediate help in case of emergency, thanks to Allianz Travel's many years of experience.

Allianz Travel Switzerland (formerly Allianz Global Assistance & ELVIA) is part of the Allianz Partners Group, the world's leading provider of travel cancellation insurance and travel protection and assistance services. With more than 21,500 employees on five continents and a network of over 900,000 specialists, Allianz Partners Group is available to its customers around the globe, 365 days a year, around the clock.

There can be problems as early as in the run-up to a trip – here you can get help if you have taken out travel cancellation insurance. This gives you protection against heavy financial loss.

 

  • Swiss 24-hour emergency call centre
    friendly and professional
  • Telemedical consultations and medical assistance
    around the clock worldwide in the event of illness or accident
  • Accident and breakdown assistance
    in Switzerland and throughout Europe
  • High sums insured
    including assumption of health care costs abroad up to CHF 1 million
  • Travel baggage coverage
    including cover for cameras, laptops and sports equipment
  • Trip cancellation insurance
    unbureaucratic and customer-oriented