AWP P&C S.A., Saint-Ouen (Paris), Wallisellen branch (Switzerland), hereinafter also called “AWP Switzerland”, a branch of the Allianz Partners Group based in Switzerland and licensed to offer indemnity insurance, views the protection of your privacy as its highest priority. This privacy statement explains what kind of personal data we collect, why and how we collect it and with whom we share it if necessary. Please read this statement carefully.
1. Who is the responsible party for processing data?
The responsible party for processing data is the person who decides on the purpose, means and extent to which personal data is processed and, to this end, controls and assumes responsibility for the use and storage of personal data in electronic or physical form.
The responsible party, in accordance with the Swiss Federal Act on Data Protection (Data Protection Act, DPA), is in this case AWP Switzerland.
2. What personal data is collected?
Personal data comprises all details and information relating to an identified or identifiable person.
Depending on the insurance product you have taken out, AWP Switzerland will collect and process the following personal data about you:
- Full name
- Date of birth
- Contact details (e-mail, telephone)
- IP addresses when you visit our website, if cookies are not deactivated
- Credit/debit card and bank details, customer cards*
- ID/passport details*
- Vehicle number*
- Possibly the personal data (as above) of co-insured persons (spouse/life partners, family members etc.)*
- IMEI/device number (insured devices)*
* Provided it is relevant for the insurance product in question.
When processing claims, AWP Switzerland will also request and process, where necessary, sensitive personal data concerning you, such as data from medical records and medical or death certificates, previous insured events, police reports, etc.
By sharing documents and information with AWP Switzerland that contain sensitive personal data, you are expressly agreeing to the processing of this data in the event of damage, for the purpose of processing and assessing a claim.
3. How do we collect and process your personal data?
AWP Switzerland records and processes personal data relating to you which either you transmit to us or we receive from you for the purposes listed below. We collect and process your personal data with your express consent, unless your express consent is not required due to legal regulations.
For the following purpose of processing an express consent is not required: .
- Contract administration (e.g. quotation, risk assessment, conclusion of contract, claims processing, etc.)
- Complying with legal obligations (e.g. fiscal, administrative or accounting)
- Collection management/debt recovery
- Exercising recourse claims against other insurers (e.g. credit card companies, travel insurance, health insurers etc.)
- Diversification of risk via re-insurance and/or co-insurance contracts
- Transferring data to subcontractors to organise services stipulated in a contract (See Section 4 for more information)
- Prevention and detection of fraud, money laundering, violation of economic sanctions or funding for terrorism
For the following purpose of processing an express consent is required: .
- To inform you or to allow Allianz Group companies and selected third parties to inform you about products and services we think you might be interested in. You can change these preferences at any time by revoking your consent in mailshots (click the “Unsubscribe” button) or by contacting us via the details outlined in Section 9.
- For automated decisions (including profiling) for the purpose of personalising our website or mobile app. This applies to the presentation of products, services, marketing communications, offers and content that are tailored to your needs using computer-aided decisions, e.g. by assessing which products might be most suitable for you.
We will generally need your personal data whenever you purchase our products and services or wish to use them. If you do not wish to share this data with us, we may not be able to provide you with the appropriate products or services.
4. Who will have access to your personal data?
We will ensure that your personal data will be processed in a way that is consistent with the processing purposes detailed above.
Your personal data may be passed on to the following third parties to fulfil the purposes outlined above, either in their capacity as data controllers or as processors who process data on our behalf:
- Public authorities, ombudsman
- Other Allianz Group companies
- Other insurers and assistance companies
- Insurance intermediaries, brokers and banks
- Medical service providers
- Insurance fraud investigators
- Technical consultants
- Claims assessors
- Doctors, hospitals, garages, towing services, installers, repairers
- Service companies for operational relief (including post, document management, outstanding claims, IT service providers)
- Advertisers and advertising networks that send you marketing communications if it is permitted under the law and in accordance with your communications preferences (e.g. post or e-mail). In these cases, we do not pass on your personal data to external third parties for their own marketing use without your permission.
- Policyholders in collective agreements (for coverage verification, etc.)
Please note that in the event of a planned or actual restructuring measure, merger, sale, joint venture, assignment, transfer or any other complete or partial sale of the company, assets or shares (including in the event of insolvency or a similar process), we may pass on your personal data to the acquiring company. The same applies to the sharing of data to fulfil other legal obligations.
5. Where will your personal data be processed?
Your personal data may be processed both within and outside Switzerland by the parties indicated above in Section 4. These parties are always subject to the contractual restrictions relating to confidentiality and data protection in accordance with the applicable data protection law. We will not share your personal data with parties who are not authorised to process it.
Whenever we transmit your personal data to be processed by another Allianz Group company outside of Switzerland, we adhere to the binding company policy known as the “Allianz Privacy Standard”.
Every company in the Allianz Group is subject to this company policy, which ensures adequate protection of personal data. The Allianz Privacy Standard and the list of Allianz Group companies that are subject to it are available here: www.allianz.com.
In cases where the Allianz Privacy Standard is not applicable, we will instead adopt measures that ensure that whenever your personal data is shared outside of Switzerland or the European Economic Area (EEA), it benefits from the same level of protection as would be the case within Switzerland (or the EEA). If you want to know which protection measures (so-called standard contractual clauses) we adhere to relating to data transfer, please do not hesitate to contact us. See Section 9 for more information.
6. What rights do you have with regard to your personal data?
- Right of access: You have the right to request information about whether and which personal data concerning you is being processed. This also includes details about the origin of the personal data, the purpose of processing, details about the responsible party and/or the relevant person processing personal data as well as details about third parties with whom the personal data may be shared.
- Right of revocation: Whenever we process data on the basis of your consent, you can withdraw your consent to the processing of your personal data at any time.
- Right of rectification: You can request that your personal data be updated or corrected.
- Right to erasure: You can have your personal data erased from our database if it is no longer required for the purposes outlined above (see Section 3).
- Right to restriction: You can restrict the processing of your personal data under certain circumstances. For example, if you have questioned the accuracy of your data, you can stop processing while your data is verified.
- Right to data acquisition: You can obtain your personal data in an electronic form for yourself or for your new insurance provider.
- Right to complain: You can file a complaint with us or the relevant data protection authority.
You can exercise these rights by contacting us. See Section 9 for contact details.
7. How can you object to the processing of your personal data?
To the extent permissible by law, you have the right to object to your personal data being processed by us or prohibit us from processing your personal data in the future (including for direct marketing purposes). As soon as you send us this request, we will no longer process your personal data provided that this is not permitted or required by applicable laws and regulations. You can exercise this right as outlined in Section 6.
8. How long do we store your data for?
We generally store your personal data for up to ten years, provided that a longer retention period is not required by law.
We will store your personal data for no longer than is necessary and only for the purpose for which it was recorded.
9. How can you contact us?
If you have any questions regarding the processing of your personal data or you wish to exercise your rights, you can contact us by telephone, e-mail or post using the following details:
AWP P&C S.A.
10. How often is this privacy statement updated?
This privacy statement is updated at regular intervals. We will notify you immediately of any important changes that may affect you. The most recent update took place on 24.05.2018.