Travel insurance for Schengen visa
Insurance coverage for visitors from abroad. Schengen Area insurance for a safe stay.
With Allianz Travel’s Schengen Visa Travel Insurance, your guests are fully covered during their stay in Switzerland and throughout the Schengen Area. Whether it’s a family visit, a vacation, or a business trip, Schengen Visa Insurance meets all official requirements for the visa application and reliably protects visitors from high costs in the event of illness or accident. The Schengen insurance combines comprehensive coverage for medical expenses abroad with valuable assistance services, emergency medical aid, organization of hospital transport, repatriation, and support for search and rescue operations. Choose the appropriate coverage amount based on the duration of your stay and the level of protection you desire.
Our cover options for you:
Secure Health
CHF 30'000
4 days CHF 32
10 days CHF 63
17 days CHF 108
31 days CHF 180
62 days CHF 297
90 days CHF 405
Medical costs abroad
+ Sum insured CHF 30'000
+ Dental care
Emergency medical assistance
+ Assistance*
+ Emergency transport
+ Medical repatriation
+ Repatriation of relatives**
+ Repatriation in the event of death
+ Search and rescue costs
Finding hospitals abroad
+ Without cost coverage
More informations
+ Medical costs abroad
Sum insured CHF 30'000
Dental care max. CHF 1'000
No excess
+ Emergency medical assistance
Assistance*
Emergency transport
Medical repatriation
Repatriation of relatives**
Repatriation in the event of death
Search and rescue costs max. CHF 10'000
+ Finding hospitals abroad
Without cost coverage
The sums insured apply per incident, within the selected insurance period, per insured person and up to the maximum sum insured.
* For certain benefits the sum
insured is limited.
** Only transport costs are covered.
No accommodation costs will be covered.
Secure Health
CHF 50'000
4 days CHF 41
10 days CHF 76
17 days CHF 131
31 days CHF 212
62 days CHF 360
90 days CHF 473
Medical costs abroad
+ Sum insured CHF 50'000
+ Dental care
Emergency medical assistance
+ Assistance*
+ Emergency transport
+ Medical repatriation
+ Repatriation of relatives**
+ Repatriation in the event of death
+ Search and rescue costs
Finding hospitals abroad
+ Without cost coverage
More informations
+ Medical costs abroad
Sum insured CHF 50'000
Dental care max. CHF 1'000
No excess
+ Emergency medical assistance
Assistance*
Emergency transport
Medical repatriation
Repatriation of relatives**
Repatriation in the event of death
Search and rescue costs max. CHF 10'000
+ Finding hospitals abroad
Without cost coverage
The sums insured apply per incident, within the selected insurance period, per insured person and up to the maximum sum insured.
* For certain benefits the sum
insured is limited.
** Only transport costs are covered.
No accommodation costs will be covered.
Secure Health
CHF 100'000
4 days CHF 45
10 days CHF 86
17 days CHF 149
31 days CHF 243
62 days CHF 405
90 days CHF 540
Medical costs abroad
+ Sum insured CHF 100'000
+ Dental care
Emergency medical assistance
+ Assistance*
+ Emergency transport
+ Medical repatriation
+ Repatriation of relatives**
+ Repatriation in the event of death
+ Search and rescue costs
Finding hospitals abroad
+ Without cost coverage
More informations
+ Medical costs abroad
Sum insured CHF 100'000
Dental care max. CHF 1'000
No excess
+ Emergency medical assistance
Assistance*
Emergency transport
Medical repatriation
Repatriation of relatives**
Repatriation in the event of death
Search and rescue costs max. CHF 10'000
+ Finding hospitals abroad
Without cost coverage
The sums insured apply per incident, within the selected insurance period, per insured person and up to the maximum sum insured.
* For certain benefits the sum
insured is limited.
** Only transport costs are covered.
No accommodation costs will be covered.
* For certain benefits the sum insured is limited.
** Only transport costs are covered; no accommodation costs will be covered.
Comprehensive coverage throughout the entire Schengen Area with Schengen Insurance
Travel insurance doesn’t just protect your guests from high medical and hospital costs. It also provides valuable support throughout their entire stay—for example, in the event of medical emergencies, necessary transportation, or organizational challenges in the event of illness. With Allianz Travel’s 24-hour emergency call center, your guests receive the necessary support throughout the Schengen Area, including multilingual medical advice, assistance with arranging hospital stays, repatriation, or other necessary steps in an emergency.
Your benefits at a glance
• Meets all visa requirements for minimum cover
• Medical expenses covered up to CHF 100'000
• No excess. Costs covered in the event of a claim
• 24-hour medical emergency assistance within Schengen area
• Includes dental treatment up to CHF 1'000
• Medically organised emergency transport and repatriation
• Search and rescue costs in the event of accidents in the mountains or remote areas
• Ideal for individuals, couples and families from abroad
Benefits included and important information regarding Schengen visa insurance:
Valid throughout the Schengen area with the exception of the insured person(s) state of residence.
The sums insured apply per incident, within the selected insurance period, per insured person and up to the maximum sum insured. The assistance insurance benefit provides limited cover for certain services.
Insurance cover for persons resident abroad who enter Switzerland or a Schengen state. Eligibility for insurance is limited to persons whose main place of residence is exclusively outside the Schengen Area.
An insured person must not exceed the age of 81. If the policyholder has not yet reached the age of 18, the insurance must be taken out by an adult (e.g. parent). The minor must be declared as "insured person".
For a trip lasting up to 90 days.
Available up to the fifth day after arriving in Switzerland.
The maximum coverage for dental treatment is CHF 1'000. The sum insured is limited for certain medical assistance services. In the event of repatriation of relatives, only transport costs are covered; accommodation costs are not covered.
The General terms and conditions of insurance (GTC) apply. The specifically insured risks and benefits as well as exclusions or limitations of our insurance policies are described in detail in the General terms and conditions of insurance (GTC).
High medical costs in the Schengen Area. That is why Schengen visa insurance is so important
In Switzerland, Germany, Austria, France and other Schengen countries, medical and hospital costs can quickly become very high – particularly in the case of emergency treatment, operations or prolonged stays. With Secure Health, offering three levels of cover CHF 30'000, CHF 50'000 or CHF 100'000, your guests benefit from exceptionally high cover for medical expenses abroad, including support with organisation and coordination in the event of an emergency. This means that even unexpected treatment is financially covered.
Dental care and medical emergencies included
All three Secure Health plans cover dental treatment up to CHF 1'000. Ideal for sudden toothache or accidents. Medically necessary treatments, medicines and therapeutic treatments are also covered up to the chosen sum insured.
Who is Schengen travel insurance suitable for?
• If you are inviting guests from abroad to Switzerland or the Schengen Area.
• If your guests require a visa and must provide proof of insurance.
• If you wish to provide the best possible cover for visitors from visa-exempt countries (e.g. the USA, Canada, Japan, Brazil, Mexico, Singapore, Australia).
• You wish to insure individuals, couples or families together.
• You are planning a stay in the Schengen Area of up to 90 days.
Travelling with an insurance certificate
Increasingly, travellers worldwide are required to present an insurance certificate with details of the insured persons and the insurance benefits included when entering the country. When you take out Allianz Travel travel insurance, we send you this certificate together with the policy and the General terms and conditions of insurance (GTC). The "Certificate of insurance" is always issued in English.
Schengen travel insurance or standard travel insurance, what’s the difference?
Schengen travel insurance has been specifically designed for foreign visitors entering Switzerland or the Schengen Area. It meets the legal requirements for visa applications and covers only medical expenses, emergency medical assistance and repatriation. Schengen insurance is valid for stays of up to 90 days.
Standard travel insurance, such as single trip travel insurance or annual travel insurance, is, however, aimed at people whose primary residence is in Switzerland and who are travelling abroad. It includes additional cover such as trip cancellation, curtailment, travel delays and luggage cover, as well as breakdown assistance, excess cover for hire cars and travel legal protection.
Frequently Asked Questions – FAQs on Schengen Visa Insurance
Anyone entering Switzerland or another Schengen country who requires a visa must provide proof of health and accident insurance with cover of at least CHF 30'000. Allianz Travel’s travel insurance fully meets these requirements, with no excess, and reliably protects your guests against high costs in the event of illness or an emergency.
Yes, Schengen visa insurance can be taken out for individuals, couples or families. Each person is insured individually; the premium depends on the chosen duration of stay and the level of cover.
Travel insurance can be taken out up to a maximum of 5 days after entering Switzerland. However, for visa applications, we recommend taking out cover before you enter the country, as the insurance certificate often needs to be submitted at the time of application.
Schengen travel insurance has been specifically designed to meet the legal requirements for Schengen visa applications. It is intended for people residing outside the Schengen Area who are travelling to Switzerland or the Schengen Area. As entry requirements may change, it is advisable to check with the relevant embassy or consulate. Further information is also available on the website of the Swiss State Secretariat for Migration (SEM).
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