Annual travel insurance
For individuals, families, and couples.
Travel safely and worry free – wherever and as many times as you like.
Travel safely and worry free – wherever and as many times as you like.
With annual travel insurance for individuals, families or couples, you are insured worldwide for any number of trips within a year. Whether you opt for beach holidays in the Mediterranean, exotic overseas trips or city breaks, annual travel insurance always covers your personal needs. You benefit from our cancellation insurance and our assistance services, which include the organisation of your return journey or transfer to hospital in the event of an emergency situation during your trip in Switzerland or abroad. Thanks to our exceptionally high cover for medical expenses, you are always protected against unexpected and insured medical and hospital costs when travelling abroad. If you are travelling with your private car, you also benefit from unlimited breakdown assistance in Switzerland and throughout Europe.
Our cover options for you:
Secure Trip
Junior CHF 79.–
Individual CHF 109.–
Family CHF 199.–
+ Trip cancellation with a deductible of 20%
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
Secure Trip
Junior CHF 159.–
Individual CHF 195.–
Family CHF 299.–
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
Secure Trip
Premium
Insurance benefits and
sums insured in CHF:
+ Trip cancellation
Junior 50’000.–
Individual 50’000.–
Family 100’000.–
+ Trip interruption - unlimited*
+ Trip delay - 2’000.–
+ Emergency medical assistance - unlimited*
+ Breakdown and accident assistance - unlimited*
+ Mediacal costs abroad - 1'000'000.–
+ Legal protection
Europe 250’000.– / World 50’000.–
+ Excess insurance - 10’000.–
+ Cash and bank protection - 2’000.–
* For certain benefits the sum insured is limited.
Junior CHF 215.–
Individual CHF 295.–
Family CHF 419.–
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
+ Breakdown and accident assistance
+ Medical costs abroad
+ Legal protection
+ Excess insurance
+ Cash and bank account protection
Secure Trip
Premium PLUS
Insurance benefits and
sums insured in CHF:
+ Trip cancellation
Junior 50’000.–
Individual 50’000.–
Family 100’000.–
+ Trip interruption - unlimited*
+ Trip delay - 2’000.–
+ Emergency medical assistance - unlimited*
+ Breakdown and accident assistance - unlimited*
+ Mediacal costs abroad - 1'000'000.–
+ Legal protection
Europe 250’000.– / World 50’000.–
+ Excess insurance - 10’000.–
+ Cash and bank protection - 2’000.–
+ Baggage - Individual 4’000.– / Family 6'000.–
+ Baggage delay - 500.–
* For certain benefits the sum insured is limited.
Junior CHF 255.–
Individual CHF 365.–
Family CHF 499.–
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
+ Breakdown and accident assistance
+ Medical costs abroad
+ Legal protection
+ Excess insurance
+ Cash and bank account protection
+ Baggage delay
+ Baggage
Included services and insurance information:
Rely on the following services with our annual travel insurance.
(No assumption of costs in services included)
° Finding hospitals abroad
° Advisory service for problems during the trip
° Notification service for relatives and employers
° Advance payment to a hospital
° 24 hour medical advisory service
° Credit and customer card blocking service
Area of validity
Valid worldwide for an unlimited number of journeys within a year.
Residence
Only available to people who are permanently resident in Switzerland.
Family
A family insurance policy can be taken out for two people
or more who live in the same household.
Excess
Secure Trip Budget = 20% of the cancellation costs
Secure Trip Classic und Premium = No excess amount
Secure Trip Premium PLUS = Deductible of CHF 200.–
in the event of luggage theft.
Breakdown and accident assistance
The benefit applies in Switzerland and Europe.
Medical costs abroad
Costs for medically necessary treatment by a doctor / in hospital as well as costs of medically prescribed medicines and medical treatment up to CHF 1'000'000.–. The insurance benefit includes dental care with a maximum benefit of CHF 3'000.–.
Travel baggage
Applies only for travel protection Premium PLUS.
The sum insured for travel baggage applies per year. In the event of theft, a deductible of CHF 200.– shall apply per case.
Extension
The insurance policy is extended automatically unless it is terminated at least three months prior to the expiry date.
Sums insured
The sums insured apply per case or per event. The assistance insurance benefit provides limited cover for certain services.
Junior individual
Policyholders up to the age of 26 pay a special "Junior" rate for this insurance. If the policyholder has not yet reached the age of 18, the insurance must be taken out by an adult. If the age limit is exceeded, you will automatically receive a new policy from us at the normal conditions.
General terms and conditions
The General terms and conditions of insurance (GTC) apply. The specifically insured risks and benefits as well as exclusions or limitations of our insurance policies are described in detail in the General terms and conditions of insurance (GTC).
Travelling with an insurance certificate
Increasingly, travellers worldwide are required to present an insurance certificate with details of the insured persons and the insurance benefits included when entering the country. When you take out Allianz Travel travel insurance, we send you this certificate together with the policy and the General terms and conditions of insurance (GTC). The "Certificate of insurance" is always issued in English.
Would you like to know more?
Optimally supplied when travelling.
Enjoy the best time of the year when you go on your trip across North America, take a city break to Barcelona or enjoy a ski weekend in the Swiss mountains. With our Secure Trip annual travel insurance, your personal needs are always covered. You benefit from our cancellation insurance and our unlimited assistance services which include organisation of the return journey or transfer to hospital in the event of an emergency situation while travelling in Switzerland or abroad.
Insure your baggage with Premium PLUS.
Your baggage, including for example your laptop and mobile phone, is covered against theft. Your golf or fishing equipment and road bike are also covered for damage. If the delivery of your baggage is delayed, we’ll refund the costs of replacing essential items. Whether you enjoy spending your precious free time on safari or playing golf, our annual insurance Secure Trip Premium PLUS covers your personal needs. You receive all our high-quality services and benefits and so are appropriately protected.
In the safest of hands when travelling overseas.
With an annual insurance Secure Trip Premium, you're covered worldwide for an unlimited number of journeys within a year. Thanks to our unusually high health care costs cover (up to CHF 1'000'000), you are protected from unexpected and insured medical and hospital costs abroad. Certain countries are known for their particularly high health care costs. These include the following popular travel destinations: Australia, Japan, Canada, New Zealand, USA.
Junior note for individuals.
Policyholders up to the age of 26 benefit from an average discount of 25% when taking out annual travel insurance. If the policyholder has not yet reached the age of 18, the insurance must be taken out by an adult (e.g. parent). The minor must be declared as "insured person".
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