Annual travel insurance
Your all-round protection for every trip - for individuals, families, and couples.
With Allianz Travel’s Annual Travel Insurance, you are covered worldwide for unlimited trips within one year. Whether it’s beach holidays in the Mediterranean, long-haul adventures or city breaks – you always enjoy the best protection. The insurance combines comprehensive cancellation cover with valuable assistance services: from organising your return journey, to hospital transfers, to immediate help in emergencies – in Switzerland and abroad. Thanks to our exceptionally high medical coverage, you are protected against unexpected medical and hospital costs abroad. And if you’re travelling by private car, you also benefit from unlimited roadside assistance in Switzerland and throughout Europe.
Our cover options for you:
Secure Travel
Basic
Individual up to 65 years CHF 96
Individual 66-75 years CHF 141
Individual over 76 years CHF 178
Family up to 65 years CHF 190
Family over 66 years CHF 340
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
More information
+ Trip cancellation
Individual CHF 2’500
Family CHF 5’000
+ Trip interruption
Unlimited *
+ Trip delay (min. 3 hours)
CHF 2’000
+ Emergency medial assistance
Unlimited *
Visiting trips Max. CHF 5'000
Search and rescue costs Max. CHF 10'000
* For certain benefits the sum insured is limited.
Secure Travel
Plus
Individual up to 65 years CHF 159
Individual 66-75 years CHF 211
Individual over 76 years CHF 266
Family up to 65 years CHF 259
Family over 66 years CHF 511
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
+ Breakdown and accident assistance
+ Baggage
+ Baggage delay
More information
+ Trip cancellation
Individual CHF 10’000
Family CHF 20’000
+ Trip interruption
Unlimited *
+ Trip delay (min. 3 hours)
CHF 2’000
+ Emergency medial assistance
Unlimited *
Visiting trips Max. CHF 5'000
Search and rescue costs Max. CHF 20'000
+ Breakdown and accident assistance
Unlimted *
+ Baggage
Individual CHF 1’000
Family CHF 1’500
(CHF 200 deductible in event of theft)
+ Baggage delay
CHF 500 for essential consumer goods
* For certain benefits the sum insured is limited.
Secure Travel
Complete
Individual up to 65 years CHF 285
Individual 66-75 years CHF 417 Individual over 76 years CHF 525
Family up to 65 years CHF 557
Family over 66 years CHF 997
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
+ Breakdown and accident assistance
+ Baggage
+ Baggage delay
+ Medical costs abroad
+ Excess insurance (CDW)
+ Cash protection
+ Travel legal protection
More information
+ Trip cancellation
Individual CHF 50’000
Family CHF 100’000
+ Trip interruption
Unlimited *
+ Trip delay (min. 3 hours)
CHF 2’000
+ Emergency medial assistance
Unlimited *
Visiting trips max. CHF 5'000
Search and rescue costs max. CHF 30'000
+ Breakdown and accident assistance
Unlimted *
+ Baggage
Individual CHF 3’000
Family CHF 5’000
(CHF 200 deductible in event of theft)
+ Baggage delay
CHF 500 for essential consumer goods
+ Medial costs abroad
CHF 1'000'000
Dental care Max. CHF 3‘000
+ Excess inurance (CDW)
CHF 10'000
+ Cash protection
CHF 2'000
+ Travel legal protection
Europe CHF 250'000
World CHF 50'000
* For certain benefits the sum insured is limited.
Included services and insurance information:
Services
Finding hospitals abroad, advance payment to a hospital, advisory service for problems during the trip and 24 hour medical advisory service. No assumption of costs in services included.
Area of validity
Valid worldwide for an unlimited number of journeys within a year.
Sums insured
The sums insured apply per case or per event. The assistance insurance benefit provides limited cover for certain services.
Extension
The insurance policy is extended automatically unless it is terminated at least one month prior to the expiry date.
Residence
Only available to people who are permanently resident in Switzerland.
Family
A family insurance policy can be taken out for two people
or more who live in the same household. Your premium is calculated taking into account the age of all insured persons in the household. The age of the oldest person is given particular weighting, as it represents a significant risk factor.
Age
If the policyholder has not yet reached the age of 18, the insurance must be taken out by an adult (e.g. parent). The minor must be declared as "insured person".
Emergency medical assistance
The maximum benefit for visits is CHF 5'000. In the event of search and rescue costs, the maximum cover is:
Secure Travel Basic = CHF 10'000
Secure Travel Plus = CHF 20'000
Secure Travel Complete = CHF 30'000
Breakdown and accident assistance
The benefit applies in Switzerland and Europe.
Medical costs abroad
Costs for medically necessary treatment by a doctor / in hospital as well as costs of medically prescribed medicines and medical treatment up to CHF 1'000'000. Medical expenses abroad only apply abroad and not in Switzerland. The insurance benefit includes dental care with a maximum benefit of CHF 3'000.
Travel baggage
Applies only for travel protection Plus and Complete. The sums insured under the insurance benefits apply per case or per event. In the event of theft, a deductible of CHF 200 shall apply per claim.
General terms and conditions
The General terms and conditions of insurance (GTC) apply. The specifically insured risks and benefits as well as exclusions or limitations of our insurance policies are described in detail in the General terms and conditions of insurance (GTC).
Travelling with an insurance certificate
Increasingly, travellers worldwide are required to present an insurance certificate with details of the insured persons and the insurance benefits included when entering the country. When you take out Allianz Travel travel insurance, we send you this certificate together with the policy and the General terms and conditions of insurance (GTC). The "Certificate of insurance" is always issued in English.
Would you like to know more?
Optimally supplied when travelling.
Enjoy the best time of the year when you go on your trip across North America, take a city break to Barcelona or enjoy a ski weekend in the Swiss mountains. With our Secure Travel annual travel insurance, your personal needs are always covered. You benefit from our cancellation insurance and our unlimited assistance services which include organisation of the return journey or transfer to hospital in the event of an emergency situation while travelling in Switzerland or abroad.
In the safest of hands when travelling overseas.
With an annual insurance Secure Travel Complete, you're covered worldwide for an unlimited number of journeys within a year. Thanks to our unusually high health care costs cover up to CHF 1'000'000, you are protected from unexpected and insured medical and hospital costs abroad. Certain countries are known for their particularly high health care costs. These include the following popular travel destinations: Australia, Japan, Canada, New Zealand, USA.
Insure your baggage.
Your baggage, including for example your laptop and mobile phone, is covered against theft. Your golf or fishing equipment and road bike are also covered for damage. If the delivery of your baggage is delayed, we’ll refund the costs of replacing essential items. Whether you enjoy spending your precious free time on safari or playing golf, our annual insurance Secure Travel Plus and Secure Travel Complete covers your personal needs. You receive all our high-quality services and benefits and so are appropriately protected.
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