Annual travel insurance
All-round protection for all your travels – worldwide and as often as you like throughout the year.
With Allianz Travel’s annual travel insurance, you are covered for an unlimited number of trips within a 12-month period. Whether it’s beach holidays in the Mediterranean, adventurous long-haul journeys or spontaneous city breaks, enjoy reliable protection before and during your trip. Explore the world with complete ease, without having to take out a new policy for every booking.
The annual travel insurance combines comprehensive cancellation cover with valuable assistance services before and during your trip: help in emergencies, organisation of your return journey, hospital transport, as well as support in the event of travel delays. Choose the level of cover that suits you best, depending on your travel habits and the scope of benefits you require.
Our cover options for you:
Secure Travel
Basic
Individual up to 65 years CHF 96
Individual 66-75 years CHF 141
Individual over 76 years CHF 178
Family up to 65 years CHF 190
Family over 66 years CHF 340
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
More information
+ Trip cancellation
Individual CHF 2’500
Family CHF 5’000
+ Trip interruption
Unlimited *
+ Trip delay (min. 3 hours)
CHF 2’000
+ Emergency medial assistance
Unlimited *
Visiting trips Max. CHF 5'000
Search and rescue costs Max. CHF 10'000
* For certain benefits the sum insured is limited.
Secure Travel
Plus
Individual up to 65 years CHF 159
Individual 66-75 years CHF 211
Individual over 76 years CHF 266
Family up to 65 years CHF 259
Family over 66 years CHF 511
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
+ Breakdown and accident assistance
+ Baggage
+ Baggage delay
More information
+ Trip cancellation
Individual CHF 10’000
Family CHF 20’000
+ Trip interruption
Unlimited *
+ Trip delay (min. 3 hours)
CHF 2’000
+ Emergency medial assistance
Unlimited *
Visiting trips Max. CHF 5'000
Search and rescue costs Max. CHF 20'000
+ Breakdown and accident assistance
Unlimted *
+ Baggage
Individual CHF 1’000
Family CHF 1’500
(CHF 200 deductible in event of theft)
+ Baggage delay
CHF 500 for essential consumer goods
* For certain benefits the sum insured is limited.
Secure Travel
Complete
Individual up to 65 years CHF 285
Individual 66-75 years CHF 417 Individual over 76 years CHF 525
Family up to 65 years CHF 557
Family over 66 years CHF 997
+ Trip cancellation
+ Trip interruption
+ Trip delay
+ Emergency medical assistance
+ Breakdown and accident assistance
+ Baggage
+ Baggage delay
+ Medical costs abroad
+ Excess insurance (CDW)
+ Cash protection
+ Travel legal protection
More information
+ Trip cancellation
Individual CHF 50’000
Family CHF 100’000
+ Trip interruption
Unlimited *
+ Trip delay (min. 3 hours)
CHF 2’000
+ Emergency medial assistance
Unlimited *
Visiting trips max. CHF 5'000
Search and rescue costs max. CHF 30'000
+ Breakdown and accident assistance
Unlimted *
+ Baggage
Individual CHF 3’000
Family CHF 5’000
(CHF 200 deductible in event of theft)
+ Baggage delay
CHF 500 for essential consumer goods
+ Medial costs abroad
CHF 1'000'000
Dental care Max. CHF 3‘000
+ Excess inurance (CDW)
CHF 10'000
+ Cash protection
CHF 2'000
+ Travel legal protection
Europe CHF 250'000
World CHF 50'000
* For certain benefits the sum insured is limited.
Worldwide cover with annual travel insurance
Annual travel insurance not only protects you in case of trip cancellation. It also supports you during your journey, for example in medical emergencies, organisational issues or trip interruptions. With the 24-hour emergency helpline, you receive assistance worldwide – including medical advice and help with organising hospital stays, return travel or any other necessary steps in an emergency.
Your benefits at a glance
• Unlimited number of trips worldwide within one year
• Ideal for individuals, couples and families
• Trip cancellation and interruption cover included
• 24/7 emergency medical assistance
• Baggage and baggage delay protection
• Cover for medical expenses abroad up to CHF 1'000'000
• Breakdown and accident assistance in Switzerland and across Europe
Included services and important information about annual travel insurance:
Valid worldwide for an unlimited number of journeys within a year.
The sums insured apply per case or per event. The assistance insurance benefit provides limited cover for certain services.
The insurance policy is extended automatically unless it is terminated at least one month prior to the expiry date.
Only available to people who are permanently resident in Switzerland.
A family insurance policy can be taken out for two people
or more who live in the same household. Your premium is calculated taking into account the age of all insured persons in the household. The age of the oldest person is given particular weighting, as it represents a significant risk factor.
If the policyholder has not yet reached the age of 18, the insurance must be taken out by an adult (e.g. parent). The minor must be declared as "insured person".
The maximum benefit for visits is CHF 5'000. In the event of search and rescue costs, the maximum cover is:
Secure Travel Basic = CHF 10'000
Secure Travel Plus = CHF 20'000
Secure Travel Complete = CHF 30'000
The benefit applies in Switzerland and Europe.
Costs for medically necessary treatment by a doctor / in hospital as well as costs of medically prescribed medicines and medical treatment up to CHF 1'000'000. Medical expenses abroad only apply abroad and not in Switzerland. The insurance benefit includes dental care with a maximum benefit of CHF 3'000.
Applies only for travel protection Plus and Complete. The sums insured under the insurance benefits apply per case or per event. In the event of theft, a deductible of CHF 200 shall apply per claim.
The General terms and conditions of insurance (GTC) apply. The specifically insured risks and benefits as well as exclusions or limitations of our insurance policies are described in detail in the General terms and conditions of insurance (GTC).
Finding hospitals abroad, advance payment to a hospital, advisory service for problems during the trip and 24 hour medical advisory service.
No assumption of costs in services included.
Annual family travel insurance. Shared protection for your household
Annual travel insurance for families is ideal if you regularly travel as a family or couple and want to cover everyone living in the same household with a single solution. Instead of insuring individual trips or people separately, you benefit from one combined annual policy. Important: A family policy can be taken out from two people living in the same household. The premium calculation takes into account the age of all insured persons.
Especially important for long-haul travel overseas:
Medical costs cover abroad
In countries such as the USA, Canada, Australia, Japan and New Zealand, doctors’ fees and hospital costs can quickly become very high. With Secure Travel Complete, you benefit from an exceptionally high level of cover for medical expenses abroad of up to CHF 1'000'000, including support with organisation and coordination in the event of an emergency. This means you are significantly better financially protected, even in the case of unexpected treatment.
Important note:
Cover for medical expenses abroad applies to trips worldwide, with the exception of Switzerland, Liechtenstein and the country in which you have your main residence, if different.
Breakdown and accident assistance. Travel with peace of mind by car
If you travel with your own car, breakdown and accident assistance (Plus or Complete package) is a valuable add-on. It applies in Switzerland and across Europe and ensures you are not left on your own in the event of a breakdown or accident – ideal for holiday trips by car or weekend getaways.
Insure your baggage and personal belongings as well
With Secure Travel Plus or Complete, your baggage is covered, for example in the event of theft or damage. In the case of delayed baggage, essential replacement purchases are reimbursed. This provides additional security and comfort, especially on tours or activity holidays.
Travelling with an insurance certificate
Increasingly, travellers worldwide are required to present an insurance certificate with details of the insured persons and the insurance benefits included when entering the country. When you take out Allianz Travel travel insurance, we send you this certificate together with the policy and the General terms and conditions of insurance (GTC). The "Certificate of insurance" is always issued in English.
Who is annual travel insurance suitable for?
Annual travel insurance is ideal if you:
• travel several times a year,
• don’t want to take out new cover each time,
• want year-round cancellation cover and assistance services,
• as a family or couple, wish to insure everyone living in the same household together.
Annual travel insurance or single-trip insurance – which is more worthwhile?
Annual travel insurance makes sense if you travel several times a year. It provides continuous cover over a 12-month period, so you don’t need to arrange a new policy before every booking. This is particularly convenient if your travel plans arise at short notice or change several times a year.
Single-trip travel insurance, on the other hand, is the ideal solution if you only want to insure one specific journey. It expires once the trip has been completed. So, if you don’t travel regularly and don’t need year-round cover, the single-trip option is often the more suitable choice. You can find all the product details for single trip insurance here.
Frequently Asked Questions - FAQs about annual travel insurance
Depending on the selected package, annual travel insurance includes benefits such as trip cancellation, trip interruption, travel delay cover and emergency medical assistance, among others. Higher-tier packages also offer additional services such as baggage protection, breakdown assistance or cover for medical expenses abroad, as well as breakdown and accident assistance in Switzerland and across Europe.
Die Police ist für beliebig viele Reisen innerhalb der Vertragsdauer weltweit gültig. Zusätzlich erhalten Sie über die 24h-Notrufzentrale jederzeit Unterstützung.
Family annual travel insurance can be taken out by at least two people living in the same household. When calculating the premium, the age of all insured persons is taken into account, with greater weighting given to the age of the oldest person, as it represents a key risk factor.
Annual travel insurance can already be worthwhile from your very first trip – especially if you travel several times a year. You benefit from continuous cover for 12 months and don’t need to take out a new policy before each booking, saving time and making spontaneous travel easier.
With annual travel insurance, an unlimited number of trips are covered within the contract period.
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